SBA Paycheck Protection Program Loan Level Data

"To download all Paycheck Protection Program data, click here.

Paycheck Protection Program Loans of $150,000 and above by State

Click here to download Paycheck Protection Program loan data by state for loans of $150,000 and above. The data for all 56 states and territories is available in a single CSV file.

Paycheck Protection Program Loans under $150,000 by State
Click on the state or territory below to download loan data under $150,000..."
Paycheck protection program

New FTC Website Helps Small Businesses Avoid Scams and Cyber Attacks

"At the direction of Acting Chairman Maureen Ohlhausen, the Federal Trade Commission has launched a new website – ftc.gov/SmallBusiness – with articles, videos, and other information aimed at helping small business owners avoid scams and protect their computers and networks from cyberattacks and other threats.

“Small businesses are critical to our economic strength, building America's future, and helping the United States compete in today's global marketplace,” Acting Chairman Ohlhausen said. “This innovative new website is a one-stop shop where small businesses can find information to protect themselves from scammers and hackers, as well as resources they can use if they are hit with a cyberattack.”

According to the U.S.Small Business Administration (SBA), there are more than 28 million small businesses nationwide, employing nearly 57 million people. Scammers frequently target small businesses with deceptive tactics designed to get them to pay for supplies they didn’t order, donate to fake charities or trick them into giving access to their network or downloading malware that can corrupt their business’s computers...."

Small business and scams

Understanding How the Share of Business Activity by Size Varies Widely by Industry

"We’ve all heard about the importance of small businesses to the U.S. economy, but have you ever wondered what “small” means? Is it a business with a few employees, or is it based on sales? Is it based on an entire company, or each of its separate locations?

The Small Business Administration (SBA) defines a small business as a “business concernwith less than 500 employees or less than $7.5 million in annual receipts.” While this SBA standard is essential for specific purposes, it is not necessarily the only way to define “small.”

Fortunately, the Census Bureau publishes detailed statistics that allow us to classify business size in a variety of ways and for a variety of purposes. For example,  the Economic Census, County Business Patterns, and the statistics of US Businesses  produce data on establishment and firm size with respect to employment and sales for detailed industries and at the National, State, and local  area levels.  These data sources provide detailed breakouts that allow users to build their own totals using their own size definitions..."
Small business

Small Business Facts

Find information on starting and operating a small business from the U.S. Small Business Administration.
Small Business Facts

Women-Owned Businesses

For those looking to start a business or seeking help in managing a business, take a look at the  "Women Owned Businesses" section of the U.S. Small Business Administration's web site.
Women Owned Businesses

2011 Small Business Profiles for the States and Territories

"The economic condition of small businesses in the United States is captured in the latest edition of the Small Business Profiles for the States and Territories. This annual publication from the Office of Advocacy provides information on the demographics of business ownership, employment, industry composition, and small business income, for each of the 50 states and the District of Columbia. The publication provides available limited data on the U.S. territories..."

SBA 100
100 business that have created 100 jobs since getting SBA assistance.

Small Business and Self-employment as Income Mobility Mechanisms
"The contributions of small businesses to the labor market entry, skill training, and wage growth
of youth have been extensively documented in a series of research studies conducted in the mid-
1980s. That research confirmed that small businesses provide most first-time job opportunities
for young labor market entrants. Moreover, the skills and experience provided at those entry jobs
paid off handsomely for the affected youth, as witnessed by their subsequent wage growth.

This study extends the observation period for gauging income growth. Using the same
National Longitudinal Survey of Youth (NLSY) surveys used in earlier studies, this study tracks
employment and income experiences in a later phase of the typical work life. Whereas earlier
studies focused on the first years of labor market entry for youths aged 14-22, this study focuses
on those same workers a decade later. Specifically, this study focuses on young people aged 24-
32 years at the beginning of the observation period (1989). We then track their work history over
the subsequent 15 years (1989-2004)..."

Small Business and Credit: How Small Business Uses Bank Credit, Trade Credit or No Credit
"Today the Office of Advocacy released a study examining the type of credit utilized by small business. Bank Credit, Trade Credit or No Credit: Evidence from the Surveys of Small Business Finances, by Rebel A. Cole, compares firms that use credit (leveraged) with those that do not (unleveraged). The study also looks at which kind of credit leveraged firms use–bank credit (loans or lines of credit) trade credit (from suppliers) or both. The study found that the two types of credit (bank credit and trade credit) used by small firms are complements, with many small firms using both types of credit simultaneously.

“Access to credit is one of the most important issues facing small business today” said Acting Chief Counsel for Advocacy Susan Walthall. “A study that provides a better understanding of the credit used by small business is invaluable to policymakers, small business and their suppliers.”

The study finds that small firms that use no credit are significantly smaller, more profitable, more liquid, and have better credit quality; yet they hold fewer tangible assets. The study also finds that those firms that use credit are larger, and the amount of credit used as a percentage of assets is positively related to the firm’s liquidity. In addition, three-fifths of the small firms that use credit use trade credit..."
View full report

SBA Warns of Fraudulent Attempts to Obtain Bank Account Information from Small Businesses
"The U.S. Small Business Administration issued a scam alert today to small businesses, warning them not to respond to letters falsely claiming to have been sent by the SBA asking for bank account information in order to qualify them for federal tax rebates.

The fraudulent letters were sent out with what appears to be an SBA letterhead to small businesses across the country, advising recipients that they may be eligible for a tax rebate under the Economic Stimulus Act, and that SBA is assessing their eligibility for such a rebate. The letter asks the small business to provide the name of its bank and account number.

These letters have not been sent by or authorized by the SBA, and all small businesses are strongly advised not to respond to them."

Firm Size Data(Small Business Adm.)
"This website provides data on businesses with and without employees. These are referred to as “employer firms” and “nonemployer firms.” Employer firms have the lion’s share of receipts and payroll, while nonemployer firms are far more numerous.

The U.S. Census Bureau provides Advocacy with data on employer firm size in the Statistics of U.S. Businesses (SUSB). In these data, a firm is defined as the aggregation of all establishments owned by a parent company (within a geographic location and/or industry) that have some annual payroll. A firm may be located in one or more places..."

Small Business Profiles for the States and Territories
"A reference guide to current data on small business activity in the
states and territories prepared by the U.S. Small Business."

Self-Employed Women Differ From Their Wage And Salary Earning Counterparts
"Self-employed women differ from their wage and salary earning counterparts in several human capital areas. Most notably, self-employed women tend to be older, are better educated, and have more managerial experience than wage and salary earners. These findings are contained in a report, Human Capital and Women’s Business Ownership, released today by the Office of Advocacy of the U.S. Small Business Administration.

“Human capital factors such as education and experience have long been known to have a positive correlation with entrepreneurship,” said Dr. Chad Moutray, Chief Economist for the Office of Advocacy. “This report delves deeper into women’s business ownership and shows that factors such as occupational skills and entrepreneurial preparedness are essential to women’s entrepreneurship.”

The report, written by Business Development Advisors with funding from the Office of Advocacy, also compares human capital factors of self-employed women and men, as well as between self-employed whites and minorities. The authors presented the report during the annual meeting of the Urban Affairs Association in Baltimore on April 26, 2008."

Small Firm Workers Pick Large Firm Benefits
"Couples tend to use the health care coverage of the large-firm employed spouse. That is a central finding of a study released today by the Office of Advocacy of the U.S. Small Business Administration. The study also shows that children are more likely to have health care coverage if a large firm employs one or both parents."