The Consumer Financial Protection Bureau (CFPB): A Legal Analysis

"This report provides an overview of the regulatory structure of consumer finance under existing

federal law before the Dodd-Frank Act went into effect and examines arguments for modifying

the regime in order to more effectively regulate consumer financial markets. It then analyzes how

the CFP Act changes that legal structure, with a focus on the Bureau’s organization; the entities

and activities that fall (and do not fall) under the Bureau’s supervisory, enforcement, and

rulemaking authorities; the Bureau’s general and specific rulemaking powers and procedures; and

the Bureau’s funding..."

Consumer Financial Protection Bureau