"This Insight highlights resources from selected federal agencies and other organizations that may aid renters at risk of eviction due to circumstances related to the Coronavirus Disease 2019 (COVID-19) pandemic. These resources provide information on COVID-19 related renter protections and resources at federal, state, and local levels.
Renter Protections at the Federal Level
The Coronavirus Aid, Relief, and Economic Security Act (CARES Act; P.L. 116-136) provided a temporary moratorium on eviction filings for nonpayment of rent against renters residing in federally assisted properties or properties with federally backed mortgages. This moratorium went into effect upon enactment of the CARES Act on March 27, 2020, and lasted for 120 days (through July 24, 2020). Landlords were required to provide at least 30 days’ notice before renters had to vacate the property (not before August 23, 2020). Additionally, the CARES Act contained mortgage relief provisions for properties with federally backed mortgages, including the availability of mortgage forbearance. Property owners with federally backed multifamily mortgages that receive forbearance are required to abide by certain protections for renters for the duration of the forbearance. Multifamily mortgages are mortgages on properties with five or more housing units.
For an analysis of CARES Act protections for tenants, see CRS Insight IN11320, CARES
Act Eviction Moratorium.
For an analysis of CARES Act mortgage provisions, see CRS Insight IN11334, Mortgage
Provisions in the Coronavirus Aid, Relief, and Economic Security (CARES) Act.."
COVID-19 and financial assistance
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