Consumer credit reports: A study of medical and non-medical collections

"Roughly half of all collections tradelines that appear on credit reports are reported by debt
collectors seeking to collect on medical bills claimed to be owed to hospitals and other medical
providers. These medical debt collections tradelines affect the credit reports of nearly one-fifth
of all consumers in the credit reporting system.
This paper describes characteristics of the medical and non-medical collections tradelines on
consumers’ credit reports and the processes by which they appear and disappear. It draws on
analysis of data contained in the Consumer Financial Protection Bureau’s (CFPB) Consumer .."
Consumer credit